Did you know that from 2010-2019, an average of 67% of initial disability claims were denied? Many of these denials stem from what applicants say – or don’t say – during their medical examinations. As a firm that’s been helping Florida residents navigate disability claims since the 1990s, our extensive experience equips us to share vital knowledge on what not to tell a disability doctor and how to pass a disability exam.
Disability Examination Process 101 - What to Expect?
Before we address the crucial question, “What not to tell a disability doctor?” it's essential to understand the examination process.
- Purpose - These evaluations assess your medical condition and its impact on your ability to work.
- Medical Review - The doctor will thoroughly review your medical history.
- Physical Examination - You’ll undergo a physical exam to determine your claimed disability.
- Questions - Expect detailed questions about your symptoms, daily activities, and limitations.
- Observation - The doctor will observe your behavior and physical capabilities throughout the exam.
- Documentation - Your responses and the doctor’s observations will be detailed.
What Not To Say to a Disability Doctor? 3 Key Things to Keep In Mind
- Don’t Downplay It or Deny Pain. A common mistake we observe with clients is saying phrases like: “I’m fine,” or “It doesn’t hurt,” out of habit. This exam is about representing your limitations & pain accurately and honestly, so automatic responses like these can undermine your claim.
- Don’t Deny Present Pain. In our years of practice, we’ve seen many clients try to appear tough by saying, “It doesn’t hurt,” when it does. Be truthful about your pain levels and how they affect your daily activities.
- Steer Clear of Exaggerations. Another example of what not to say to a disability doctor is dramatic statements like: “I’m dying,” as this can harm your credibility if not accurate. Focus on providing factual descriptions of symptoms and pain levels to convey the severity of your condition.
- Avoid Blanket/Vague Statements. Get as detailed as possible on what you can and cannot do and how your condition affects you. A blanket statement like, “I can’t do anything,” will harm your claim’s success.
What Should You Not Tell a Disability Doctor? 4 Things to Avoid
Now that we’ve gone over what not to tell a disability doctor when discussing your disability in the examination, let’s outline four additional things that really “shouldn’t” be expressed.
- Refrain From Expressing Distrust. Even if you’ve had negative experiences, expressing opinions such as distrust in medical doctors during your disability exam can be counterproductive and falls under the “what should you not tell a disability doctor” category.
- Don't Mention Being There "Just for the Benefits". As legal advocates, we strongly advise against statements that suggest you’re only interested in financial gain, as this leads to a quick claim denial.
- Be Cautious About Discussing Medication Non-Compliance. If you’ve been prescribed medication but aren’t taking it, don’t volunteer this information. If asked, explain any side effects or concerns you have about the drug.
- Avoid Discussing Any Work Capabilities. Be cautious about mentioning any work you can still do, even if it's minimal. The purpose of the exam is to assess your ability to engage in substantial gainful activity.
4 Tips on How to Pass a Disability Exam From Our Team
Drawing from our extensive experience helping Central Florida residents, here are our top tips for passing a disability claim exam.
- Bring relevant medical records and a comprehensive medication list. Make sure statements and previous claims align with these.
- Use effective communication. Say: “I experience sharp lower back pain that intensifies when I sit for more than 30 minutes or lift objects 10+lbs” rather than “My back hurts all the time”.
- Cooperate fully with the examining doctor and follow their instructions to the best of your ability.
- Prepare mentally and stay calm; ask for breaks if needed.
Remember, you may wait several weeks for a decision and have the right to appeal if denied.
Empower Your Claim & Boost Your Chances
Knowing what not to tell a disability doctor can make or break your claim. While these guidelines can significantly improve your chances of success, navigating this process can be challenging. Let our decades of experience work for you. Call Frank Eidson, P.A. today at 407-245-2887 for a free consultation and secure the benefits you deserve.